American Express
Platinum Card
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The ultimate premium card in the Netherlands. Unlimited Priority Pass lounge access, Privium Plus at Schiphol, €300 dining credit, and comprehensive travel benefits.
Rates last verified: 27 February 2026
The verdict
What we like
- Unlimited Priority Pass lounge access + 1 guest
- Free Privium Plus membership (Schiphol fast-track)
- €300/year dining credit at 100+ restaurants
- Centurion Lounge access (Schiphol opening 2026)
What to consider
- Very high fee (€780/year)
- 2.5% foreign transaction fee
- Not accepted everywhere in Netherlands
- Requires €36,000 gross annual income
Financial details
Banking features
Insurance coverage
Requirements
You will typically need: Dutch address, BSN number, valid ID/passport, and proof of income (payslip or employment contract).
How to apply
Gather your documents
Have your BSN number, valid ID or passport, proof of Dutch address, and proof of income (min. €2,500/month) ready.
Start the application
Visit American Express's website and fill in the online application form. This typically takes 5–10 minutes.
Identity verification
Your identity will be verified. No BKR credit check is needed for this card.
Receive your card
Your card will arrive within 7 business days by post. Activate it online or via the app.
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You'll need your BSN and proof of income
Quick facts
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