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Expat Money

Credit cards and savings accounts for expats in the Netherlands, compared

15 credit cards and 18 savings accounts, side by side on cost, the BKR credit check and income requirements.

Credit cards

See all 15 credit cards
Credit cards for expats in the Netherlands
CardMonthly feeForeign feeBKR checkIncome needed
Amex Blue CardAmerican Express · Charge cardUnverified since 20 October 2026Card type not re-confirmed
€3.002.50%Yesnot registerednot re-confirmed€30,000 a yeargrossnot re-confirmed
ANWB Visa GoldANWB · Charge cardCard type not re-confirmed
€4.482.00%Yesnot registerednot re-confirmed€1,500 a monthnetnot re-confirmed
ANWB Visa ClassicANWB · Charge cardCard type not re-confirmed
€2.642.00%Yesnot registerednot re-confirmed€1,500 a monthnetnot re-confirmed

Last rate check 3 November 2026.

Savings accounts

See all 18 savings accounts
Savings accounts for expats in the Netherlands, highest rate first
AccountInterestAccessGuarantee
Welcome SavingsOpenbankProduct type not re-confirmed
3.10%promo for 6 months, then 2.25%Instant€100,000ESnot re-confirmed
Easy SavingsbunqUnverified since 16 October 2026Product type not re-confirmed
3.01%bonus for new savers; base 1.61%Instant€100,000NLnot re-confirmed
Cash InterestTrade RepublicProduct type not re-confirmed
3.00%promo, then 2.00%Instant€100,000EUnot re-confirmed

Highest rate first. Last rate check 3 November 2026.

New in the Netherlands