American Express
Amex Blue Card
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Entry-level American Express card with basic insurance. 54 interest-free days and both Apple Pay and Google Pay support. Good starting point for Amex.
Rates last verified: 27 February 2026
The verdict
What we like
- 54 interest-free days
- Apple Pay and Google Pay
- Basic insurance included
- Lower fee than Green Card
What to consider
- 2.5% foreign transaction fee
- No rewards program
- Limited Amex acceptance in NL
- Basic coverage only
Financial details
Banking features
Insurance coverage
Requirements
You will typically need: Dutch address, BSN number, valid ID/passport, and proof of income (payslip or employment contract).
How to apply
Gather your documents
Have your BSN number, valid ID or passport, proof of Dutch address, and proof of income ready.
Start the application
Visit American Express's website and fill in the online application form. This typically takes 5–10 minutes.
Identity verification
Your identity will be verified. No BKR credit check is needed for this card.
Receive your card
Your card will arrive within 7 business days by post. Activate it online or via the app.
Affiliate link — we may earn a commission. Details
Affiliate link — we may earn a commission. Details
You'll need your BSN and proof of income
Quick facts
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