Head to head · 2026
Amex Blue Card vs Revolut Card
How these two credit cards stack up for expats in the Netherlands — compared on the numbers that actually matter, with a verdict based on the data.
Our verdict
Revolut Card is the stronger pick for most expats.
- Monthly fee: €0 vs €3.00/mo
- Foreign transaction fee: None vs 2.50%
American Express
Amex Blue Card
Entry-level American Express card with basic insurance. 54 interest-free days and both Apple Pay and Google Pay support. Good starting point for Amex.
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Revolut
Our pickRevolut Card
Popular fintech card with interbank exchange rates. Free foreign currency exchange up to €1000/month. Great multi-currency app for travelers and expats.
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Side by side
Highlighted cells show the stronger option for each feature. Rates and fees are verified from provider sources; figures shown as of 2026.
Amex Blue Card
What we like
- 54 interest-free days
- Apple Pay and Google Pay
- Basic insurance included
- Lower fee than Green Card
What to consider
- 2.5% foreign transaction fee
- No rewards program
- Limited Amex acceptance in NL
- Basic coverage only
Revolut Card
What we like
- No annual fee (Standard plan)
- Interbank exchange rates
- Multi-currency accounts
- Excellent travel features
- €20 welcome bonus
What to consider
- Not a true credit card
- Exchange limits on free tier
- 2% markup on weekends
- Customer support can be slow
Frequently asked
Is Amex Blue Card or Revolut Card better for expats in the Netherlands?
Revolut Card is the stronger all-round pick for most expats. Monthly fee: €0 vs €3.00/mo
Which card has lower fees abroad, Amex Blue Card or Revolut Card?
Revolut Card is cheaper abroad, with a 0% foreign transaction fee.
Do Amex Blue Card and Revolut Card require a BKR credit check?
Amex Blue Card does not require a BKR credit check, and Revolut Card does not require one. Cards without a BKR check are often easier to get when you have just arrived in the Netherlands.