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Updated 27 February 2026

ABN AMRO Credit Card

Monthly fee
€2.55
Foreign fees
2%
Insurance
Included
Network
mastercard
ABN AMRO Credit Card credit card
Best for:ABN CustomersExpatsEveryday

Standard Mastercard for ABN AMRO customers. Good English-language support and easy application if you already bank with ABN.

Rates last verified: 27 February 2026

The verdict

What we like

  • Easy if you have ABN AMRO account
  • 180-day purchase protection
  • English portal and support
  • Travel delay insurance

What to consider

  • 2% foreign transaction fee
  • No rewards program
  • Requires €1,500/month net income
  • Must have ABN AMRO account

Financial details

Monthly fee€2.55
Foreign transaction fee2%
Credit limit€1,000 – €2,500
Interest-free period21 days
Late payment fee€12

Banking features

Card networkmastercard
Daily ATM withdrawal limit€350
ATM fees€2.50 per withdrawal
Contactless paymentsSupported
Apple PaySupported
Google PaySupported
Choose your PINYes
Max cards per account1
Free replacement cardNo

Insurance coverage

Purchase protectionIncluded
Purchase protection deductible€75
Travel insuranceNot included
Flight delay insuranceIncluded
Baggage insuranceIncluded
Car rental insuranceNot included
Cancellation insuranceNot included
Medical insuranceNot included
Legal assistanceNot included
Fraud protectionIncluded
24h helplineNot available

Requirements

Minimum net income€1,500/month
BKR credit checkRequired
Delivery time7 business days

You will typically need: Dutch address, BSN number, valid ID/passport, and proof of income (payslip or employment contract).

How to apply

01

Gather your documents

Have your BSN number, valid ID or passport, proof of Dutch address, and proof of income (min. €1,500/month) ready.

02

Start the application

Visit ABN AMRO's website and fill in the online application form. This typically takes 5–10 minutes.

03

Identity verification

Your identity will be verified and a BKR credit check will be performed. This is standard for Dutch credit cards.

04

Receive your card

Your card will arrive within 7 business days by post. Activate it online or via the app.

Monthly fee
€2.55/mo

You'll need your BSN and proof of income

Quick facts

Provider
ABN AMRO
Tap to pay
Contactless ready
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