Updated 27 February 2026
ABN AMRO Credit Card
by ABN AMRO
Monthly fee
€2.55
Foreign fees
2%
Insurance
Included
Network
mastercard
Best for:ABN CustomersExpatsEveryday
Standard Mastercard for ABN AMRO customers. Good English-language support and easy application if you already bank with ABN.
The verdict
What we like
- +Easy if you have ABN AMRO account
- +180-day purchase protection
- +English portal and support
- +Travel delay insurance
What to consider
- -2% foreign transaction fee
- -No rewards program
- -Requires €1,500/month net income
- -Must have ABN AMRO account
Financial details
Monthly fee€2.55
Foreign transaction fee2%
Credit limit€1,000 – €2,500
Interest-free period21 days
Late payment fee€12
Banking features
Card networkmastercard
Daily ATM withdrawal limit€350
ATM fees€2.50 per withdrawal
Contactless paymentsSupported
Apple PaySupported
Google PaySupported
Choose your PINYes
Max cards per account1
Free replacement cardNo
Insurance coverage
Purchase protectionIncluded
Purchase protection deductible€75
Travel insuranceNot included
Flight delay insuranceIncluded
Baggage insuranceIncluded
Car rental insuranceNot included
Cancellation insuranceNot included
Medical insuranceNot included
Legal assistanceNot included
Fraud protectionIncluded
24h helplineNot available
Requirements
Minimum net income€1,500/month
BKR credit checkRequired
Delivery time7 business days
You will typically need: Dutch address, BSN number, valid ID/passport, and proof of income (payslip or employment contract).
How to apply
1
Gather your documents
Have your BSN number, valid ID or passport, proof of Dutch address, and proof of income (min. €1,500/month) ready.
2
Start the application
Visit ABN AMRO's website and fill in the online application form. This typically takes 5–10 minutes.
3
Identity verification
Your identity will be verified and a BKR credit check will be performed. This is standard for Dutch credit cards.
4
Receive your card
Your card will arrive within 7 business days by post. Activate it online or via the app.
Monthly fee
€2.55/mo
You'll need your BSN and proof of income
Quick facts
Provider
ABN AMRO
Tap to pay
Contactless ready