Best for:KLM Frequent FlyerMilesTravel
Top-tier Flying Blue card earning 1.5 miles per €1 (2 miles at KLM/Air France). 60 XP points toward elite status, plus comprehensive travel insurance.
Rates last verified: 27 February 2026
The verdict
What we like
- +1.5 miles per €1 (2 miles at KLM/AF)
- +10,000 welcome miles
- +60 XP points toward elite status
- +Comprehensive travel insurance
What to consider
- -High fee (€660/year)
- -2.5% foreign transaction fee
- -Best value only for KLM frequent flyers
- -Requires €30,000 gross annual income
Financial details
Monthly fee€55.00
Foreign transaction fee2.5%
Credit limit€5,000+
Interest-free period54 days
Late payment fee€20
Installment paymentsYes (14.9% interest)
Banking features
Card networkamex
Daily ATM withdrawal limit€750
ATM fees€4 per withdrawal
Contactless paymentsSupported
Apple PaySupported
Google PaySupported
Choose your PINYes
Max cards per account2
Free replacement cardYes
Insurance coverage
Purchase protectionIncluded
Travel insuranceIncluded
Flight delay insuranceIncluded
Baggage insuranceIncluded
Car rental insuranceIncluded
Cancellation insuranceIncluded
Medical insuranceIncluded
Legal assistanceNot included
Fraud protectionIncluded
24h helplineAvailable
Requirements
Minimum net income€2,500/month
BKR credit checkNot required
Delivery time7 business days
You will typically need: Dutch address, BSN number, valid ID/passport, and proof of income (payslip or employment contract).
How to apply
1
Gather your documents
Have your BSN number, valid ID or passport, proof of Dutch address, and proof of income (min. €2,500/month) ready.
2
Start the application
Visit American Express's website and fill in the online application form. This typically takes 5–10 minutes.
3
Identity verification
Your identity will be verified. No BKR credit check is needed for this card.
4
Receive your card
Your card will arrive within 7 business days by post. Activate it online or via the app.
Quick facts
Provider
American Express
Rewards
Flying Blue miles
Tap to pay
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