Best Travel Credit Cards in the Netherlands
Every card here charges a foreign transaction fee; 11 of the 11 include travel insurance. ICS Visa World Card Gold ranks first.
| # | Product | FX fee abroad | Why it ranks here |
|---|---|---|---|
| 1 | 2% | €4.96/month · 2% foreign transaction fee · Not registered at BKR · Travel insurance included | |
| 2 | 2% | €18.75/month · 2% foreign transaction fee · Not registered at BKR · Travel insurance included | |
| 3 | 2% | €3.25/month · 2% foreign transaction fee · Not registered at BKR · Travel insurance included | |
| 4 | 2% | €3.58/month · 2% foreign transaction fee · Not registered at BKR · Travel insurance included | |
| 5 | 2% | €4.33/month · 2% foreign transaction fee · Not registered at BKR · Travel insurance included | |
| 6 | 6. Flying Blue Silver CardAmerican Express  | 2.5% | €6.25/month · 2.5% foreign transaction fee · Not registered at BKR · Travel insurance included |
| 7 | 7. Green CardAmerican Express  | 2.5% | €6.50/month · 2.5% foreign transaction fee · Not registered at BKR · Travel insurance included |
| 8 | 8. Gold CardAmerican Express  | 2.5% | €20.00/month · 2.5% foreign transaction fee · Not registered at BKR · Travel insurance included |
| 9 | 9. Flying Blue Gold CardAmerican Express  | 2.5% | €16.50/month · 2.5% foreign transaction fee · Not registered at BKR · Travel insurance included |
| 10 | 10. Flying Blue Platinum CardAmerican Express  | 2.5% | €55.00/month · 2.5% foreign transaction fee · Not registered at BKR · Travel insurance included |
| 11 | 11. Platinum CardAmerican Express  | 2.5% | €75.00/month · 2.5% foreign transaction fee · Not registered at BKR · Travel insurance included |
11 travel credit cards, ranked on live data (2026). How we rank
How this ranking works
A good travel card saves you twice: no (or low) foreign transaction fees when you pay abroad, and included travel insurance that can replace a separate policy. These cards are ranked on exactly that — what they cost abroad and what they cover.
- Foreign transaction fee weighted heavily (it is the real cost of paying abroad)
- Travel, flight-delay, baggage, car-rental, and medical insurance all counted
- Annual fee counted against the insurance value
The top three, head to head
Questions
What makes a credit card good for travel?
Two things: the foreign transaction fee, charged on every payment outside the euro, and included travel insurance. The fee adds up: at 2% on €5,000 of spending abroad it is €100 a year.
Which travel credit card is best right now?
ICS Visa World Card Gold currently tops the ranking, ahead of ICS Mastercard Black, based on foreign transaction fees and the breadth of included travel insurance.
Is credit card travel insurance enough on its own?
Check the terms first: cover often depends on paying for the trip with the card, and medical cover varies by card. Each card’s page lists which insurances it includes.