ICS
Visa World Card Gold
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Upgraded Visa with 365-day purchase protection and basic travel insurance. Good middle-ground for regular travelers.
Rates last verified: 27 February 2026
The verdict
What we like
- 365-day purchase protection
- Travel insurance included
- Interest on positive balance (bonus 0.5% until May 2026)
- Higher coverage limits
What to consider
- 2% foreign transaction fee
- Higher annual fee than basic card
- Same credit limit as basic card
Financial details
Banking features
Insurance coverage
Requirements
You will typically need: Dutch address, BSN number, valid ID/passport, and proof of income (payslip or employment contract).
How to apply
Gather your documents
Have your BSN number, valid ID or passport, proof of Dutch address, and proof of income (min. €1,500/month) ready.
Start the application
Visit ICS's website and fill in the online application form. This typically takes 5–10 minutes.
Identity verification
Your identity will be verified and a BKR credit check will be performed. This is standard for Dutch credit cards.
Receive your card
Your card will arrive within 10 business days by post. Activate it online or via the app.
Affiliate link — we may earn a commission. Details
Affiliate link — we may earn a commission. Details
You'll need your BSN and proof of income
Quick facts
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