Flying Blue milesUpdated 27 February 2026

American Express

Flying Blue Silver Card

Monthly fee

€6.25

Foreign fees

2.5%

Insurance

Included

Network

amex

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Best for:KLM OccasionalMilesLow Cost

Entry Flying Blue card with first year free. Earn 0.8 miles per €1 and 15 XP points. Good starting point for occasional KLM travelers.

Rates last verified: 27 February 2026

The verdict

What we like

First year free (then €75/year)
2,500 welcome miles
15 XP points toward status
Lower income requirement

What to consider

Lower earning rate (0.8 miles/€1)
2.5% foreign transaction fee
Minimal travel benefits
Limited Amex acceptance

Financial details

Monthly fee€6.25

Foreign transaction fee2.5%

Credit limit€2,000+

Interest-free period54 days

Late payment fee€15

Banking features

Card networkamex

Daily ATM withdrawal limit€300

ATM fees€4 per withdrawal

Contactless paymentsSupported

Apple PaySupported

Google PaySupported

Choose your PINYes

Max cards per account1

Free replacement cardNo

Insurance coverage

Purchase protectionIncluded

Purchase protection deductible€50

Travel insuranceIncluded

Flight delay insuranceIncluded

Baggage insuranceIncluded

Car rental insuranceNot included

Cancellation insuranceNot included

Medical insuranceNot included

Legal assistanceNot included

Fraud protectionIncluded

24h helplineAvailable

Requirements

Minimum net income€1,500/month

BKR credit checkNot required

Delivery time7 business days

You will typically need: Dutch address, BSN number, valid ID/passport, and proof of income (payslip or employment contract).

How to apply

Gather your documents

Have your BSN number, valid ID or passport, proof of Dutch address, and proof of income (min. €1,500/month) ready.

Start the application

Visit American Express's website and fill in the online application form. This typically takes 5–10 minutes.

Identity verification

Your identity will be verified. No BKR credit check is needed for this card.

Receive your card

Your card will arrive within 7 business days by post. Activate it online or via the app.

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Monthly fee

€6.25/mo

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You'll need your BSN and proof of income

Quick facts

Provider

American Express

Rewards

Flying Blue miles

Tap to pay

Contactless ready

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