Head to head · 2026
ANWB Visa Gold vs Visa World Card Gold
How these two credit cards stack up for expats in the Netherlands — compared on the numbers that actually matter, with a verdict based on the data.
Our verdict
ANWB Visa Gold is the stronger pick for most expats.
- Monthly fee: €4.33/mo vs €4.83/mo
- Minimum income: None stated vs €1,500/mo
ANWB
Our pickANWB Visa Gold
Premium ANWB Visa with 365-day purchase protection and travel insurance. Includes baggage insurance. ANWB membership required. 50% off first year promotion.
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ICS
Visa World Card Gold
Upgraded Visa with 365-day purchase protection and basic travel insurance. Good middle-ground for regular travelers.
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Side by side
Highlighted cells show the stronger option for each feature. Rates and fees are verified from provider sources; figures shown as of 2026.
ANWB Visa Gold
What we like
- 365-day purchase protection
- Travel insurance included
- Baggage insurance included
- 50% off first year
- Apple Pay support
What to consider
- ANWB membership required
- 2% foreign transaction fee
- No rewards program
- Higher annual fee than Classic
Visa World Card Gold
What we like
- 365-day purchase protection
- Travel insurance included
- Interest on positive balance (bonus 0.5% until May 2026)
- Higher coverage limits
What to consider
- 2% foreign transaction fee
- Higher annual fee than basic card
- Same credit limit as basic card
Frequently asked
Is ANWB Visa Gold or Visa World Card Gold better for expats in the Netherlands?
ANWB Visa Gold is the stronger all-round pick for most expats. Monthly fee: €4.33/mo vs €4.83/mo
Which card has lower fees abroad, ANWB Visa Gold or Visa World Card Gold?
Both charge the same foreign transaction fee: 2.00%.
Do ANWB Visa Gold and Visa World Card Gold require a BKR credit check?
ANWB Visa Gold requires a BKR credit check, and Visa World Card Gold requires one. Cards without a BKR check are often easier to get when you have just arrived in the Netherlands.