Head to head · 2026
Green Card vs Platinum Card
How these two credit cards stack up for expats in the Netherlands — compared on the numbers that actually matter, with a verdict based on the data.
Our verdict
Green Card is the stronger pick for most expats.
- Monthly fee: €6.50/mo vs €65.00/mo
- Minimum income: €1,667/mo vs €2,500/mo
American Express
Our pickGreen Card
Entry-level Amex for building rewards. First year free, then €78/year. Good if you want to try Membership Rewards without big commitment.
Affiliate link — we may earn a commission. Details
American Express
Platinum Card
The ultimate premium card in the Netherlands. Unlimited Priority Pass lounge access, Privium Plus at Schiphol, €300 dining credit, and comprehensive travel benefits.
Affiliate link — we may earn a commission. Details
Side by side
Highlighted cells show the stronger option for each feature. Rates and fees are verified from provider sources; figures shown as of 2026.
Green Card
What we like
- First year free
- 1 MR point per €1 spent
- Basic travel insurance
- Lower income requirement (€20,000)
What to consider
- No lounge access
- 2.5% foreign transaction fee
- Limited Amex acceptance
- Fewer benefits than Gold
Platinum Card
What we like
- Unlimited Priority Pass lounge access + 1 guest
- Free Privium Plus membership (Schiphol fast-track)
- €300/year dining credit at 100+ restaurants
- Centurion Lounge access (Schiphol opening 2026)
What to consider
- Very high fee (€780/year)
- 2.5% foreign transaction fee
- Not accepted everywhere in Netherlands
- Requires €36,000 gross annual income
Frequently asked
Is Green Card or Platinum Card better for expats in the Netherlands?
Green Card is the stronger all-round pick for most expats. Monthly fee: €6.50/mo vs €65.00/mo
Which card has lower fees abroad, Green Card or Platinum Card?
Both charge the same foreign transaction fee: 2.50%.
Do Green Card and Platinum Card require a BKR credit check?
Green Card does not require a BKR credit check, and Platinum Card does not require one. Cards without a BKR check are often easier to get when you have just arrived in the Netherlands.