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Green Card vs Flying Blue Silver Card

How these two credit cards stack up for expats in the Netherlands — compared on the numbers that actually matter, with a verdict based on the data.

Flying Blue Silver Card is the stronger pick for most expats.

  • Monthly fee: €6.25/mo vs €6.50/mo
  • Minimum income: €1,500/mo vs €1,667/mo

Green Card

Entry-level Amex for building rewards. First year free, then €78/year. Good if you want to try Membership Rewards without big commitment.

rewardsfirst-amexlow-cost

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Our pick

Flying Blue Silver Card

Entry Flying Blue card with first year free. Earn 0.8 miles per €1 and 15 XP points. Good starting point for occasional KLM travelers.

klm-occasionalmileslow-cost

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Side by side

Feature
Green Card
Flying Blue Silver Card
Monthly fee
€6.50/mo
€6.25/mo
Foreign transaction fee
2.50%
2.50%
Card network
amex
amex
Travel insurance
Included
Included
Apple Pay
Supported
Supported
Minimum income
€1,667/mo
€1,500/mo
BKR credit check
Not required
Not required

Highlighted cells show the stronger option for each feature. Rates and fees are verified from provider sources; figures shown as of 2026.

Green Card

What we like

  • First year free
  • 1 MR point per €1 spent
  • Basic travel insurance
  • Lower income requirement (€20,000)

What to consider

  • No lounge access
  • 2.5% foreign transaction fee
  • Limited Amex acceptance
  • Fewer benefits than Gold

Flying Blue Silver Card

What we like

  • First year free (then €75/year)
  • 2,500 welcome miles
  • 15 XP points toward status
  • Lower income requirement

What to consider

  • Lower earning rate (0.8 miles/€1)
  • 2.5% foreign transaction fee
  • Minimal travel benefits
  • Limited Amex acceptance

Frequently asked

Is Green Card or Flying Blue Silver Card better for expats in the Netherlands?

Flying Blue Silver Card is the stronger all-round pick for most expats. Monthly fee: €6.25/mo vs €6.50/mo

Which card has lower fees abroad, Green Card or Flying Blue Silver Card?

Both charge the same foreign transaction fee: 2.50%.

Do Green Card and Flying Blue Silver Card require a BKR credit check?

Green Card does not require a BKR credit check, and Flying Blue Silver Card does not require one. Cards without a BKR check are often easier to get when you have just arrived in the Netherlands.