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Easy Savings vs BUUT Savings

How these two savings accounts stack up for expats in the Netherlands — compared on the numbers that actually matter, with a verdict based on the data.

Easy Savings is the stronger pick for most expats.

  • Interest rate: 2.01% vs 1.45%
Our pick

Easy Savings

Dutch bank with tiered interest: 1.51% base rate, 2.01% bonus on savings above your threshold. Weekly payouts, excellent app, max 2 withdrawals/month.

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BUUT Savings

New neobank launched by ABN AMRO in 2025, built by the Tikkie team. Dutch IBAN with savings tools and budgeting features. Same rates as ABN AMRO Direct Sparen.

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Side by side

Feature
Easy Savings
BUUT Savings
Interest rate
2.01%
1.45%
Minimum deposit
None
None
Access to your money
Instant
Instant
Maximum deposit
€100,000
No limit
Deposit guarantee
Up to €100,000
Up to €100,000

Highlighted cells show the stronger option for each feature. Rates and fees are verified from provider sources; figures shown as of 2026.

Easy Savings

What we like

  • Up to 2.01% bonus interest above threshold
  • Weekly interest payments
  • Excellent mobile app
  • Dutch bank with €100k guarantee

What to consider

  • Requires bunq subscription (€2.99+/mo)
  • Max 2 withdrawals/month
  • Base rate only 1.51% (below threshold)
  • Subscription cost eats into returns

BUUT Savings

What we like

  • Built by the Tikkie team
  • Dutch IBAN with ABN AMRO backing
  • Savings tools and budgeting features
  • Full €100k deposit guarantee

What to consider

  • Very new product (launched 2025)
  • Same rate as ABN AMRO Direct Sparen
  • Limited track record
  • Still building out features

Frequently asked

Is Easy Savings or BUUT Savings better for expats in the Netherlands?

Easy Savings comes out ahead for most expats. Interest rate: 2.01% vs 1.45%

Which has the higher interest rate, Easy Savings or BUUT Savings?

Easy Savings pays more — 2.01% versus 1.45%.

Are Easy Savings and BUUT Savings covered by the Dutch deposit guarantee?

Easy Savings is covered (deposits protected up to €100,000). BUUT Savings is covered up to €100,000.