Head to head · 2026
Flying Blue Platinum Card vs Flying Blue Silver Card
How these two credit cards stack up for expats in the Netherlands — compared on the numbers that actually matter, with a verdict based on the data.
Our verdict
Flying Blue Silver Card is the stronger pick for most expats.
- Monthly fee: €6.25/mo vs €55.00/mo
- Minimum income: €1,500/mo vs €2,500/mo
American Express
Flying Blue Platinum Card
Top-tier Flying Blue card earning 1.5 miles per €1 (2 miles at KLM/Air France). 60 XP points toward elite status, plus comprehensive travel insurance.
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American Express
Our pickFlying Blue Silver Card
Entry Flying Blue card with first year free. Earn 0.8 miles per €1 and 15 XP points. Good starting point for occasional KLM travelers.
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Side by side
Highlighted cells show the stronger option for each feature. Rates and fees are verified from provider sources; figures shown as of 2026.
Flying Blue Platinum Card
What we like
- 1.5 miles per €1 (2 miles at KLM/AF)
- 10,000 welcome miles
- 60 XP points toward elite status
- Comprehensive travel insurance
What to consider
- High fee (€660/year)
- 2.5% foreign transaction fee
- Best value only for KLM frequent flyers
- Requires €30,000 gross annual income
Flying Blue Silver Card
What we like
- First year free (then €75/year)
- 2,500 welcome miles
- 15 XP points toward status
- Lower income requirement
What to consider
- Lower earning rate (0.8 miles/€1)
- 2.5% foreign transaction fee
- Minimal travel benefits
- Limited Amex acceptance
Frequently asked
Is Flying Blue Platinum Card or Flying Blue Silver Card better for expats in the Netherlands?
Flying Blue Silver Card is the stronger all-round pick for most expats. Monthly fee: €6.25/mo vs €55.00/mo
Which card has lower fees abroad, Flying Blue Platinum Card or Flying Blue Silver Card?
Both charge the same foreign transaction fee: 2.50%.
Do Flying Blue Platinum Card and Flying Blue Silver Card require a BKR credit check?
Flying Blue Platinum Card does not require a BKR credit check, and Flying Blue Silver Card does not require one. Cards without a BKR check are often easier to get when you have just arrived in the Netherlands.