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EU ProtectedUpdated 16 September 2026

ABN AMRO Savings

Interest rate
1.45%APY
Access
Instant
Protection
€100k
Best for:ABN CustomersTraditionalEnglish Support
EU Deposit Guarantee
Protected up to €100,000

Major Dutch bank with excellent English support. Rate is up to 1.45% on Direct Sparen. You get reliability and easy integration if you bank with ABN.

Rates last verified: 16 September 2026

The verdict

What we like

  • Major Dutch bank
  • Excellent English support
  • Integrated with current account
  • Full €100k guarantee

What to consider

  • Lower interest rate than fintechs
  • Requires ABN AMRO account
  • Traditional banking experience
  • Better rates elsewhere

Account details

Standard interest rate1.45% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.45%
annual interest

You'll need your BSN and valid ID

Quick facts

Provider
ABN AMRO
Access time
Instant
Protection
€100k guaranteed
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