FCM Bank
FCM Bank Savings (via Raisin)
Interest rate
1.91%APY
Access
Instant
Protection
€100k
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Best for:Raisin UsersFlexibleEU Guarantee
EU Deposit Guarantee
Protected up to €100,000
Maltese bank via Raisin offering 1.91% flexible savings. Decent rate with EU protection. Accessible through Raisin platform.
Rates last verified: 27 February 2026
The verdict
What we like
- 1.91% flexible rate
- EU deposit guarantee (Malta)
- No minimum deposit
- Access via Raisin
What to consider
- Maltese bank (less familiar)
- Need Raisin account
- Smaller bank
- Rate can change
Account details
Standard interest rate1.91% APY
Minimum depositNone required
Maximum deposit€100,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.91%
annual interest
Affiliate link — we may earn a commission. Details
You'll need your BSN and valid ID
Quick facts
Provider
FCM Bank
Access time
Instant
Protection
€100k guaranteed
Head to head
Compare FCM Bank Savings (via Raisin)
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