Spaarrekening
by Ayvens Bank
Interest rate
1.85%APY
Access
Instant
Protection
€100k
1.85
% APY
Best for:Dutch BankConservativeSimple
EU Deposit Guarantee
Protected up to €100,000
Formerly LeasePlan Bank. Dutch-registered bank offering 1.85% with full €100k guarantee. Solid, boring option.
Rates last verified: 12 April 2026
The verdict
What we like
- +Dutch bank with DNB supervision
- +Full €100k deposit guarantee
- +No account fees
- +Straightforward savings
What to consider
- -Rate not the highest (1.85%)
- -Basic online interface
- -Less known brand (rebranded)
- -No mobile app highlights
Account details
Standard interest rate1.85% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.85%
annual interest
You'll need your BSN and valid ID
Quick facts
Provider
Ayvens Bank
Access time
Instant
Protection
€100k guaranteed