EU ProtectedUpdated 12 June 2026

Ayvens Bank

Spaarrekening

Interest rate

1.85%APY

Access

Instant

Protection

€100k

Best for:Dutch BankConservativeSimple

EU Deposit Guarantee

Protected up to €100,000

Formerly LeasePlan Bank. Dutch-registered bank offering 1.85% with full €100k guarantee. Solid, boring option.

Rates last verified: 12 June 2026

The verdict

What we like

Dutch bank with DNB supervision
Full €100k deposit guarantee
No account fees
Straightforward savings

What to consider

Rate not the highest (1.85%)
Basic online interface
Less known brand (rebranded)
No mobile app highlights

Account details

Standard interest rate1.85% APY

Minimum depositNone required

Maximum depositNo limit

Withdrawal accessInstant access

Deposit protection€100,000 EU guarantee

Earn up to

1.85%

annual interest

You'll need your BSN and valid ID

Quick facts

Provider

Ayvens Bank

Access time

Instant

Protection

€100k guaranteed

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