Ayvens Bank
Spaarrekening
Interest rate
1.85%APY
Access
Instant
Protection
€100k
Best for:Dutch BankConservativeSimple
EU Deposit Guarantee
Protected up to €100,000
Formerly LeasePlan Bank. Dutch-registered bank offering 1.85% with full €100k guarantee. Solid, boring option.
Rates last verified: 16 September 2026
The verdict
What we like
- Dutch bank with DNB supervision
- Full €100k deposit guarantee
- No account fees
- Straightforward savings
What to consider
- Rate not the highest (1.85%)
- Basic online interface
- Less known brand (rebranded)
- No mobile app highlights
Account details
Standard interest rate1.85% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.85%
annual interest
You'll need your BSN and valid ID
Quick facts
Provider
Ayvens Bank
Access time
Instant
Protection
€100k guaranteed
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