ASN Bank
ASN Sparen
Interest rate
1.3%APY
Access
Instant
Protection
€100k
Best for:EthicalSustainableDutch Bank
EU Deposit Guarantee
Protected up to €100,000
Major Dutch sustainable bank (formerly de Volksbank). Focuses on social and environmental impact. Now the parent brand after 2025 rebrand, incorporating SNS and RegioBank.
Rates last verified: 20 June 2026
The verdict
What we like
- Sustainable investment focus
- Climate-positive bank
- Now a major Dutch banking group
- Full €100k guarantee
What to consider
- Low interest rate (~1.30%)
- Dutch-only interface mostly
- Limited product range
- Undergoing organizational changes (2025-2026 rebrand)
Account details
Standard interest rate1.3% APY
Minimum depositNone required
Maximum depositNo limit
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.3%
annual interest
You'll need your BSN and valid ID
Quick facts
Provider
ASN Bank
Access time
Instant
Protection
€100k guaranteed
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