EU ProtectedUpdated 20 June 2026

ASN Bank

ASN Sparen

Interest rate

1.3%APY

Access

Instant

Protection

€100k

Best for:EthicalSustainableDutch Bank

EU Deposit Guarantee

Protected up to €100,000

Major Dutch sustainable bank (formerly de Volksbank). Focuses on social and environmental impact. Now the parent brand after 2025 rebrand, incorporating SNS and RegioBank.

Rates last verified: 20 June 2026

The verdict

What we like

Sustainable investment focus
Climate-positive bank
Now a major Dutch banking group
Full €100k guarantee

What to consider

Low interest rate (~1.30%)
Dutch-only interface mostly
Limited product range
Undergoing organizational changes (2025-2026 rebrand)

Account details

Standard interest rate1.3% APY

Minimum depositNone required

Maximum depositNo limit

Withdrawal accessInstant access

Deposit protection€100,000 EU guarantee

Earn up to

1.3%

annual interest

You'll need your BSN and valid ID

Quick facts

Provider

ASN Bank

Access time

Instant

Protection

€100k guaranteed

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