Skip to content
Scalable Capital logo
EU ProtectedUpdated 12 June 2026

Scalable Capital

Scalable Capital Cash

Interest rate
2%APY
Access
Instant
Protection
€100k

Affiliate link — we may earn a commission. Details

Best for:High InterestInvestorsDigital
EU Deposit Guarantee
Protected up to €100,000

Investment platform offering 2.00% on cash balances up to €50,000. German-regulated with EU deposit guarantee. Also offers ETF and stock investing.

Rates last verified: 12 June 2026

The verdict

What we like

  • 2.00% on cash balances
  • German-regulated platform
  • EU deposit guarantee
  • Also offers ETF and stock investing

What to consider

  • Maximum €50,000 for interest
  • Primarily an investment platform
  • German bank (not Dutch)
  • Rate may follow ECB changes

Account details

Standard interest rate2% APY
Minimum depositNone required
Maximum deposit€50,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
2%
annual interest

Affiliate link — we may earn a commission. Details

You'll need your BSN and valid ID

Quick facts

Provider
Scalable Capital
Access time
Instant
Protection
€100k guaranteed
Compare other accounts

Keep exploring

Other accounts to consider

Ayvens Bank

Spaarrekening

1.85%
interest

Formerly LeasePlan Bank. Dutch-registered bank offering 1.85% with full €100k guarantee. Solid, boring option.

Base rate
1.85%
Access
Instant
Min deposit
None
Guaranteed
€100k

N26

Instant Savings

0.3%
interest

German neobank with 0.30% on free plan, up to 2.00% on paid plans. Good app but free tier rate is disappointing compared to competitors.

Base rate
0.3%
Access
Instant
Min deposit
None
Guaranteed
€100k

Revolut

Savings Vault

1.74%
interest

Up to 2.59% on Ultra plan, 1.74% on Standard plan. Daily interest payments. Great if you already use Revolut for travel.

Base rate
1.74%
Access
Instant
Min deposit
None
Guaranteed
€100k
View all savings accounts