EU ProtectedUpdated 12 June 2026

Klarna

Klarna Savings

Interest rate

1.7%APY

Access

Instant

Protection

€100k

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Best for:DigitalHigh InterestKlarna Users

EU Deposit Guarantee

Protected up to €100,000

Swedish fintech now offering savings with 1.75% interest. Same app you might use for shopping, now with savings rates.

Rates last verified: 28 February 2026

The verdict

What we like

1.75% interest rate
Excellent mobile app
Swedish bank license
EU deposit guarantee (Sweden)

What to consider

Primarily known for payments
Swedish bank (not Dutch)
Relatively new savings product
App focused on shopping features

Account details

Standard interest rate1.7% APY

Minimum depositNone required

Maximum depositNo limit

Withdrawal accessInstant access

Deposit protection€100,000 EU guarantee

Earn up to

1.7%

annual interest

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You'll need your BSN and valid ID

Quick facts

Provider

Klarna

Access time

Instant

Protection

€100k guaranteed

Compare other accounts

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