Garanti BBVA
Garanti BBVA Savings
Interest rate
2.55%APY
After 6mo
1.55%
Access
Instant
Protection
€100k
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Best for:High InterestRate ChasersRaisin Users
EU Deposit Guarantee
Protected up to €100,000
Dutch-registered bank (part of BBVA group) offering 1.55% standard rate with a 2.55% promo for the first 6 months. Solid option with DNB supervision.
Rates last verified: 27 February 2026
Rate breakdown
Promotional rate
2.55% APY
Duration
6 months
After promotional period
1.55% APY
The verdict
What we like
- 2.55% promotional rate for 6 months
- Dutch-registered bank with DNB supervision
- Full €100k deposit guarantee
- No lock-up period
What to consider
- Standard rate drops to 1.55% after promo
- Less known brand in Netherlands
- Basic online interface
- Rate may change
Account details
Standard interest rate1.55% APY
Promotional rate2.55% for 6 months
Minimum depositNone required
Maximum deposit€100,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
2.55%
annual interest
Affiliate link — we may earn a commission. Details
You'll need your BSN and valid ID
Quick facts
Provider
Garanti BBVA
Access time
Instant
Protection
€100k guaranteed
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