Skip to content
Garanti BBVA logo
Promo rate availableEU ProtectedUpdated 27 February 2026

Garanti BBVA Savings

Interest rate
2.55%APY
After 6mo
1.55%
Access
Instant
Protection
€100k

Affiliate link — we may earn a commission. Details

Best for:High InterestRate ChasersRaisin Users
EU Deposit Guarantee
Protected up to €100,000

Dutch-registered bank (part of BBVA group) offering 1.55% standard rate with a 2.55% promo for the first 6 months. Solid option with DNB supervision.

Rates last verified: 27 February 2026

Rate breakdown

Promotional rate
2.55% APY
Duration
6 months
After promotional period
1.55% APY

The verdict

What we like

  • 2.55% promotional rate for 6 months
  • Dutch-registered bank with DNB supervision
  • Full €100k deposit guarantee
  • No lock-up period

What to consider

  • Standard rate drops to 1.55% after promo
  • Less known brand in Netherlands
  • Basic online interface
  • Rate may change

Account details

Standard interest rate1.55% APY
Promotional rate2.55% for 6 months
Minimum depositNone required
Maximum deposit€100,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
2.55%
annual interest

Affiliate link — we may earn a commission. Details

You'll need your BSN and valid ID

Quick facts

Provider
Garanti BBVA
Access time
Instant
Protection
€100k guaranteed
Compare other accounts

Other accounts to consider

Trade Republic

Cash Interest

2%
interest

German broker offering 2.00% on uninvested cash up to €100,000. No fees, Dutch IBAN available, monthly interest payments.

Base rate
2%
Access
Instant
Min deposit
None
Guaranteed
€100k

Triodos Bank

Internet Sparen

1.15%
interest

Sustainable bank investing only in ethical projects. Lower rate (1.15%) is the trade-off for knowing your money funds positive impact.

Base rate
1.15%
Access
Instant
Min deposit
None
Guaranteed
€100k

Wise

Wise Interest

1.72%
interest

Earn interest on EUR balance through BlackRock money market fund. Variable rate (~1.57% avg net of 0.26% fee). Best if you already use Wise for international transfers. Not a guaranteed deposit rate.

Base rate
1.72%
Access
Instant
Min deposit
None
Guaranteed
No