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Garanti BBVA logo
Promo rate availableEU ProtectedUpdated 27 February 2026

Garanti BBVA Savings

by Garanti BBVA

Interest rate
2.55%APY
After 6mo
1.55%
Access
Instant
Protection
€100k
2.55
% APY
Best for:High InterestRate ChasersRaisin Users
EU Deposit Guarantee
Protected up to €100,000

Dutch-registered bank (part of BBVA group) offering 1.55% standard rate with a 2.55% promo for the first 6 months. Solid option with DNB supervision.

Rate breakdown

Promotional rate
2.55% APY
Duration
6 months
After promotional period
1.55% APY

The verdict

What we like

  • +2.55% promotional rate for 6 months
  • +Dutch-registered bank with DNB supervision
  • +Full €100k deposit guarantee
  • +No lock-up period

What to consider

  • -Standard rate drops to 1.55% after promo
  • -Less known brand in Netherlands
  • -Basic online interface
  • -Rate may change

Account details

Standard interest rate1.55% APY
Promotional rate2.55% for 6 months
Minimum depositNone required
Maximum deposit€100,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
2.55%
annual interest

You'll need your BSN and valid ID

Quick facts

Provider
Garanti BBVA
Access time
Instant
Protection
€100k guaranteed
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