Head to head · 2026
ABN AMRO Credit Card vs ANWB Visa Classic
How these two credit cards stack up for expats in the Netherlands — compared on the numbers that actually matter, with a verdict based on the data.
Our verdict
ANWB Visa Classic is the stronger pick for most expats.
- Monthly fee: €2.50/mo vs €2.55/mo
- Minimum income: None stated vs €1,500/mo
ABN AMRO
ABN AMRO Credit Card
Standard Mastercard for ABN AMRO customers. Good English-language support and easy application if you already bank with ABN.
ANWB
Our pickANWB Visa Classic
ANWB members-only Visa card with 270-day purchase protection. Simple, no-frills card from the Dutch roadside assistance association. BKR check required.
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Side by side
Highlighted cells show the stronger option for each feature. Rates and fees are verified from provider sources; figures shown as of 2026.
ABN AMRO Credit Card
What we like
- Easy if you have ABN AMRO account
- 180-day purchase protection
- English portal and support
- Travel delay insurance
What to consider
- 2% foreign transaction fee
- No rewards program
- Requires €1,500/month net income
- Must have ABN AMRO account
ANWB Visa Classic
What we like
- 270-day purchase protection
- Low annual fee for Visa
- Apple Pay support
- Fraud insurance included
What to consider
- ANWB membership required
- 2% foreign transaction fee
- No rewards program
- No Google Pay support
Frequently asked
Is ABN AMRO Credit Card or ANWB Visa Classic better for expats in the Netherlands?
ANWB Visa Classic is the stronger all-round pick for most expats. Monthly fee: €2.50/mo vs €2.55/mo
Which card has lower fees abroad, ABN AMRO Credit Card or ANWB Visa Classic?
Both charge the same foreign transaction fee: 2.00%.
Do ABN AMRO Credit Card and ANWB Visa Classic require a BKR credit check?
ABN AMRO Credit Card requires a BKR credit check, and ANWB Visa Classic requires one. Cards without a BKR check are often easier to get when you have just arrived in the Netherlands.