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Expat Money

ABN AMRO Credit Card vs ANWB Visa Classic

Two credit cards for expats in the Netherlands, figure by figure.

ANWB Visa Classic is the stronger pick for most expats.

  • Monthly fee: €2.50/mo vs €2.55/mo
ABN AMRO Credit Card and ANWB Visa Classic compared. The better value in each row is marked.
Figure
Monthly fee€2.55/mo€2.50/mo (better)
Foreign transaction fee2.00%2.00%
Card networkmastercardvisa
Travel insuranceNot includedNot included
Apple PaySupportedSupported
Card typeCharge cardCharge card
Minimum income€1,500 net a month. Or box 3 assets of at least €27,500 in each of the last two years. Not with a WW benefit.€1,500 net a month. From work or pension, plus ANWB membership.
BKR checked when you applyYesYes
Card registered at BKRNoNo
Rate checkVerified 29 October 2026Verified 29 October 2026

Bold marks the better value in a row. Figures are checked daily against provider sources; each product page shows when its figures were last confirmed.

ABN AMRO Credit Card

What we like

  • Easy if you have ABN AMRO account
  • 180-day purchase protection
  • English portal and support
  • Travel delay insurance

What to consider

  • 2% foreign transaction fee
  • No rewards program
  • Requires €1,500/month net income
  • Must have ABN AMRO account

ANWB Visa Classic

What we like

  • 270-day purchase protection
  • Low annual fee for Visa
  • Apple Pay support
  • Fraud insurance included

What to consider

  • ANWB membership required
  • 2% foreign transaction fee
  • No rewards program
  • No Google Pay support

Questions

Is ABN AMRO Credit Card or ANWB Visa Classic better for expats in the Netherlands?
ANWB Visa Classic is the stronger all-round pick for most expats. Monthly fee: €2.50/mo vs €2.55/mo
Which card has lower fees abroad, ABN AMRO Credit Card or ANWB Visa Classic?
Both charge the same foreign transaction fee: 2.00%.
Do ABN AMRO Credit Card and ANWB Visa Classic check or register you at BKR?
ABN AMRO Credit Card: BKR is checked when you apply; the card is not registered at BKR. ANWB Visa Classic: BKR is checked when you apply; the card is not registered at BKR.