Head to head · 2026
ABN AMRO Savings vs BUUT Savings
How these two savings accounts stack up for expats in the Netherlands — compared on the numbers that actually matter, with a verdict based on the data.
Our verdict
It's very close between ABN AMRO Savings and BUUT Savings.
ABN AMRO
ABN AMRO Savings
Major Dutch bank with excellent English support. Rate is up to 1.45% on Direct Sparen. You get reliability and easy integration if you bank with ABN.
BUUT (ABN AMRO)
BUUT Savings
New neobank launched by ABN AMRO in 2025, built by the Tikkie team. Dutch IBAN with savings tools and budgeting features. Same rates as ABN AMRO Direct Sparen.
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Side by side
Highlighted cells show the stronger option for each feature. Rates and fees are verified from provider sources; figures shown as of 2026.
ABN AMRO Savings
What we like
- Major Dutch bank
- Excellent English support
- Integrated with current account
- Full €100k guarantee
What to consider
- Lower interest rate than fintechs
- Requires ABN AMRO account
- Traditional banking experience
- Better rates elsewhere
BUUT Savings
What we like
- Built by the Tikkie team
- Dutch IBAN with ABN AMRO backing
- Savings tools and budgeting features
- Full €100k deposit guarantee
What to consider
- Very new product (launched 2025)
- Same rate as ABN AMRO Direct Sparen
- Limited track record
- Still building out features
Frequently asked
Is ABN AMRO Savings or BUUT Savings better for expats in the Netherlands?
ABN AMRO Savings and BUUT Savings are closely matched. ABN AMRO Savings offers 1.45% and BUUT Savings offers 1.45%; the right pick depends on whether you prioritise rate, flexibility, or the deposit guarantee.
Which has the higher interest rate, ABN AMRO Savings or BUUT Savings?
Both currently pay the same rate: 1.45%.
Are ABN AMRO Savings and BUUT Savings covered by the Dutch deposit guarantee?
ABN AMRO Savings is covered (deposits protected up to €100,000). BUUT Savings is covered up to €100,000.