Head to head · 2026
Platinum Card vs Revolut Card
How these two credit cards stack up for expats in the Netherlands — compared on the numbers that actually matter, with a verdict based on the data.
Our verdict
Revolut Card is the stronger pick for most expats.
- Monthly fee: €0 vs €65.00/mo
- Foreign transaction fee: None vs 2.50%
- Minimum income: None stated vs €2,500/mo
American Express
Platinum Card
The ultimate premium card in the Netherlands. Unlimited Priority Pass lounge access, Privium Plus at Schiphol, €300 dining credit, and comprehensive travel benefits.
Affiliate link — we may earn a commission. Details
Revolut
Our pickRevolut Card
Popular fintech card with interbank exchange rates. Free foreign currency exchange up to €1000/month. Great multi-currency app for travelers and expats.
Affiliate link — we may earn a commission. Details
Side by side
Highlighted cells show the stronger option for each feature. Rates and fees are verified from provider sources; figures shown as of 2026.
Platinum Card
What we like
- Unlimited Priority Pass lounge access + 1 guest
- Free Privium Plus membership (Schiphol fast-track)
- €300/year dining credit at 100+ restaurants
- Centurion Lounge access (Schiphol opening 2026)
What to consider
- Very high fee (€780/year)
- 2.5% foreign transaction fee
- Not accepted everywhere in Netherlands
- Requires €36,000 gross annual income
Revolut Card
What we like
- No annual fee (Standard plan)
- Interbank exchange rates
- Multi-currency accounts
- Excellent travel features
- €20 welcome bonus
What to consider
- Not a true credit card
- Exchange limits on free tier
- 2% markup on weekends
- Customer support can be slow
Frequently asked
Is Platinum Card or Revolut Card better for expats in the Netherlands?
Revolut Card is the stronger all-round pick for most expats. Monthly fee: €0 vs €65.00/mo
Which card has lower fees abroad, Platinum Card or Revolut Card?
Revolut Card is cheaper abroad, with a 0% foreign transaction fee.
Do Platinum Card and Revolut Card require a BKR credit check?
Platinum Card does not require a BKR credit check, and Revolut Card does not require one. Cards without a BKR check are often easier to get when you have just arrived in the Netherlands.