Head to head · 2026
ING Creditcard vs Revolut Card
How these two credit cards stack up for expats in the Netherlands — compared on the numbers that actually matter, with a verdict based on the data.
Our verdict
Revolut Card is the stronger pick for most expats.
- Monthly fee: €0 vs €2.00/mo
- Foreign transaction fee: None vs 2.00%
- Minimum income: None stated vs €1,000/mo
- BKR credit check: Not required vs Required
ING
ING Creditcard
Basic credit card for ING account holders. Earns ING Punten through shopping portal. 365-day purchase protection included.
Revolut
Our pickRevolut Card
Popular fintech card with interbank exchange rates. Free foreign currency exchange up to €1000/month. Great multi-currency app for travelers and expats.
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Side by side
Highlighted cells show the stronger option for each feature. Rates and fees are verified from provider sources; figures shown as of 2026.
ING Creditcard
What we like
- Low annual fee (€24)
- 365-day purchase protection
- ING Punten rewards program
- Integrates with ING app
What to consider
- 2% foreign transaction fee
- Requires ING current account
- Basic rewards value
- Limited to €5,000 credit limit
Revolut Card
What we like
- No annual fee (Standard plan)
- Interbank exchange rates
- Multi-currency accounts
- Excellent travel features
- €20 welcome bonus
What to consider
- Not a true credit card
- Exchange limits on free tier
- 2% markup on weekends
- Customer support can be slow
Frequently asked
Is ING Creditcard or Revolut Card better for expats in the Netherlands?
Revolut Card is the stronger all-round pick for most expats. Monthly fee: €0 vs €2.00/mo
Which card has lower fees abroad, ING Creditcard or Revolut Card?
Revolut Card is cheaper abroad, with a 0% foreign transaction fee.
Do ING Creditcard and Revolut Card require a BKR credit check?
ING Creditcard requires a BKR credit check, and Revolut Card does not require one. Cards without a BKR check are often easier to get when you have just arrived in the Netherlands.