Head to head · 2026
ABN AMRO Credit Card vs Flying Blue Silver Card
How these two credit cards stack up for expats in the Netherlands — compared on the numbers that actually matter, with a verdict based on the data.
Our verdict
Flying Blue Silver Card is the stronger pick for most expats.
- Travel insurance: Included vs Not included
- BKR credit check: Not required vs Required
ABN AMRO
ABN AMRO Credit Card
Standard Mastercard for ABN AMRO customers. Good English-language support and easy application if you already bank with ABN.
American Express
Our pickFlying Blue Silver Card
Entry Flying Blue card with first year free. Earn 0.8 miles per €1 and 15 XP points. Good starting point for occasional KLM travelers.
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Side by side
Highlighted cells show the stronger option for each feature. Rates and fees are verified from provider sources; figures shown as of 2026.
ABN AMRO Credit Card
What we like
- Easy if you have ABN AMRO account
- 180-day purchase protection
- English portal and support
- Travel delay insurance
What to consider
- 2% foreign transaction fee
- No rewards program
- Requires €1,500/month net income
- Must have ABN AMRO account
Flying Blue Silver Card
What we like
- First year free (then €75/year)
- 2,500 welcome miles
- 15 XP points toward status
- Lower income requirement
What to consider
- Lower earning rate (0.8 miles/€1)
- 2.5% foreign transaction fee
- Minimal travel benefits
- Limited Amex acceptance
Frequently asked
Is ABN AMRO Credit Card or Flying Blue Silver Card better for expats in the Netherlands?
Flying Blue Silver Card is the stronger all-round pick for most expats. Travel insurance: Included vs Not included
Which card has lower fees abroad, ABN AMRO Credit Card or Flying Blue Silver Card?
ABN AMRO Credit Card is cheaper abroad, with a 2.00% foreign transaction fee.
Do ABN AMRO Credit Card and Flying Blue Silver Card require a BKR credit check?
ABN AMRO Credit Card requires a BKR credit check, and Flying Blue Silver Card does not require one. Cards without a BKR check are often easier to get when you have just arrived in the Netherlands.