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EU ProtectedUpdated 12 June 2026

Revolut

Savings Vault

Interest rate
1.74%APY
Access
Instant
Protection
€100k

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Best for:DigitalMulti CurrencyRevolut Users
EU Deposit Guarantee
Protected up to €100,000

Up to 2.59% on Ultra plan, 1.74% on Standard plan. Daily interest payments. Great if you already use Revolut for travel.

Rates last verified: 12 June 2026

The verdict

What we like

  • Up to 2.59% (Ultra plan)
  • Daily interest payments
  • Excellent app and UX
  • Multiple currency savings

What to consider

  • Best rate requires expensive Ultra plan
  • Lithuanian banking license
  • Can be confusing with multiple vaults
  • Rate varies by subscription tier

Account details

Standard interest rate1.74% APY
Minimum depositNone required
Maximum deposit€100,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.74%
annual interest

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Quick facts

Provider
Revolut
Access time
Instant
Protection
€100k guaranteed
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