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EU ProtectedUpdated 4 August 2026

Revolut

Savings Vault

Interest rate
1.74%APY
Access
Instant
Protection
€100k

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Best for:DigitalMulti CurrencyRevolut Users
EU Deposit Guarantee
Protected up to €100,000

Up to 2.59% on Ultra plan, 1.74% on Standard plan. Daily interest payments. Great if you already use Revolut for travel.

Rates last verified: 4 August 2026

The verdict

What we like

  • Up to 2.59% (Ultra plan)
  • Daily interest payments
  • Excellent app and UX
  • Multiple currency savings

What to consider

  • Best rate requires expensive Ultra plan
  • Lithuanian banking license
  • Can be confusing with multiple vaults
  • Rate varies by subscription tier

Account details

Standard interest rate1.74% APY
Minimum depositNone required
Maximum deposit€100,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Earn up to
1.74%
annual interest

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You'll need your BSN and valid ID

Quick facts

Provider
Revolut
Access time
Instant
Protection
€100k guaranteed
Compare other accounts

Head to head

Compare Savings Vault

See how Savings Vault compares head-to-head with other savings accounts expats in the Netherlands consider.

Savings Vault vs Scalable Capital CashSavings Vault vs BUUT SavingsSavings Vault vs Klarna SavingsSavings Vault vs FCM Bank Savings (via Raisin)Savings Vault vs Garanti BBVA SavingsSavings Vault vs NIBC Direct Spaarrekening

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Klarna

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Swedish fintech now offering savings with 1.75% interest. Same app you might use for shopping, now with savings rates.

Base rate
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Guaranteed
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ABN AMRO

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Major Dutch bank with excellent English support. Rate is up to 1.45% on Direct Sparen. You get reliability and easy integration if you bank with ABN.

Base rate
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Access
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Min deposit
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Guaranteed
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