Best for:DigitalMulti CurrencyRevolut Users
EU Deposit Guarantee
Protected up to €100,000
Up to 2.59% on Ultra plan, 1.74% on Standard plan. Daily interest payments. Great if you already use Revolut for travel.
Rates last verified: 12 April 2026
The verdict
What we like
- +Up to 2.59% (Ultra plan)
- +Daily interest payments
- +Excellent app and UX
- +Multiple currency savings
What to consider
- -Best rate requires expensive Ultra plan
- -Lithuanian banking license
- -Can be confusing with multiple vaults
- -Rate varies by subscription tier
Account details
Standard interest rate1.74% APY
Minimum depositNone required
Maximum deposit€100,000
Withdrawal accessInstant access
Deposit protection€100,000 EU guarantee
Quick facts
Provider
Revolut
Access time
Instant
Protection
€100k guaranteed